OUR PROCESS
Driven By Data, Informed by Experience
With health costs rising and the CAA now requiring benefits plan sponsors to document and benchmark what they pay, employers can no longer take benefits costs—or broker compensation—on faith.
Rosen Value Advisor’s provides you with objective analyses and recommendations on your benefits plans and broker that are grounded in data and informed by more than 30 years of industry experience.
OUTCOMES
Confidence, Trusted Advice
Our process is straightforward and easy for your team to complete. It delivers one of two outcomes:
- Confidence that your benefits, services, and costs are appropriate and fiduciary obligations are on track, or
- Advice on specific, actionable recommendations to get you there.
ANALYSIS
Independent, Objective Evaluation
Step 1. Top-Level Benchmarking of Key Metrics
Our process starts with a top-level benchmark analysis of your Premium Per Employee (PPE) and Cost Per Employee (CPE) as the best preliminary indicators of whether further investigation is needed into an employer’s benefits plans.
Step 2. Brief Online Review
If benchmarks are above average, we get together for a brief online meeting to review your current plans, broker relationships, and fiduciary compliance processes to determine if further analysis is warranted.
Step 3. Detailed Evaluation (If Warranted)
If the initial review uncovers issues or concerns, we conduct a detailed evaluation of your employee benefits plans, costs, vendors and brokers, and compliance policies and procedures.
Step 4. Solutions for Control and Confidence
Based on the evaluation, we deliver specific solutions to put you control over your benefits and give you confidence that you are getting the value from your benefits plans and broker relationship and that you are compliant with your fiduciary duties.